These Terms govern your access to and use of the Services, operated and provided by the Company. By downloading and setting up the Patex Wallet, accessing or using the Services, or by clicking the button “I accept” or respective check box in connection with or relating to these Terms, you acknowledge that you have read, accept without modifications and agree to be bound by these Terms and all terms incorporated herein by reference, which form a legally binding agreement between you and us. If you do not accept or agree to these Terms, you are not allowed to access or use the Services, and must immediately discontinue any use thereof. If you are acting for or on behalf of an entity, you hereby represent and warrant that you are authorised to accept these Terms and enter into a binding agreement with us on such entity’s behalf, and you accept these Terms both on behalf of such entity and on your own behalf.

Please read these Terms carefully as they affect your obligations and legal rights. Note that Sections 19 and 20 contain provisions governing the choice of law, arbitration terms, and class action waiver. Please read and review Sections 12, 13, 14, and 15 carefully before accepting these Terms as they provide for the limitation of liability, your obligations to indemnify the Company Parties, and contain a disclaimer of warranties as well as other important disclaimers with regard to the Services. Definitions of capitalised terms used herein are provided in Section 23 below.